Hire Purchase

We can assist you in purchasing your dream car while spreading the cost.

Agree an initial deposit, typically a minimum of 10% of the cash price with the balance spread over 13 – 60 months. We will handle the finance proposal, send to the most competitive lender, gain a response and then subject to acceptance we will have the documents ready for your signature, you can then drive the car away.

How it works

  • Choose your pre-owned or new car. Typically cars up to ten years old qualify.
  • Discuss the deposit you can afford.
  • The actual funder buys the vehicle on your behalf less any deposit that you have paid to us.
  • The remaining balance plus interest is then paid over an agreed period of one to five years for cars that are up to six years old (or repay over one to four years if the car is six to 10 years old)
  • Set your payments to suit your budget – borrow any amount from £1,500 to £250,000

What you pay

  • You pay a flexible deposit on the car, typically 10% or less of the cash price
  • Interest rates are fixed so you’ll always know the amount of each payment until the car is yours.
  • You pay over your chosen period.

After you’ve made all the payments including the interest you own the car.

Please call our finance department today on 08450 230 100 to discuss your requirements and let us find your next car.

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